Many people do not know their homeowner's insurance policy does not cover losses from flooding. You are eligible to purchase flood insurance as a result of commitment  measures through the National Flood Insurance Program. But don't wait till it's too late! 30 day wait is required for your flood insurance policy to become effective. Renters can buy policies to protect their personal property against possible flood damage, too. The National Flood Insurance Program is administered by the Federal Emergency Management Agency (FEMA). A simple call to Peralta Insurance Specialist and start the process to cover your home, possessions, and business.

TIP- List all your personal property. Make an itemized list of your furnishings, clothing and valuables. This list is for your protection and will help prove your claims are valid. It is a good idea to take pictures of these items, as well as your home.

Keep your policy and your list of personal property in a safe place, such as a safe deposit box, or a water and fire proof container.